December 25, 2012. Educators Credit Union / Savings Accounts - Read unbiased reviews of Educators Credit Union. We are a closed charter credit union, serving the financial needs of anyone who has attended school in Southeastern Wisconsin in addition to education, healthcare and government related employees and their families. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates and even putting money right back into your account. The total cost of MMP is often far less than the cost of a single repair! Fixed and Variable Rate Student Loan Refinancing for College Graduates by Educators Credit Union and College Ave Student Loans. Equal Housing Lender. Finance or refinance your auto loan with us for a rate as low as 1.75% APR* and no payments for 60 days. You can apply for a mortgage online, by phone or in person. *APR = Annual Percentage Rate. Let us refinance your current vehicle loan that you have with another lender. Refinance Your Home. 1 Educators Investment Services Advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. … All loans are subject to credit approval. Our goal is provide the highest level of service at competitive rates. We appreciate your understanding while our staff takes time to celebrate these precious times. Refinance Your Home. Make home improvements, consolidate debt, pay for college tuition, or go on vacation. Educators Credit Union does not charge any application or origination fees, and there are no prepayment penalties. *Calculator provides general estimations only. Visit our Online Mortgage Center for other calculators, current rates and much more. Register  |  Watch Demo Tag Archives: refinance. Mortgage interest rates are at historically low rates and the idea of refinancing your higher-rate mortgage may be appealing. Approval based off of credit worthiness and collateral value. With a low interest rates, financial education and products for every stage in life, you can count us in. And because we’re a not-for-profit, we pay back earnings to you with higher savings rates and lower loan rates, using the best tools to keep your money safe. Educators Credit Union / Money Market Accounts - Read unbiased reviews of Educators Credit Union. Addition Financial Credit Union is your local credit union. This alternate website is not operated by Educators Credit Union. Open your account with a $5 deposit, you are an owner of the credit union. Personal. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs. Your entire refinancing process can be done without you coming to the office until the day you close. This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. * * * * * * * * *APR=Annual Percentage Rate. Refinancing may give you a better interest rate, lower your monthly mortgage payment, or allow you to pull cash out from the equity in your home to complete a home improvement project, consolidate debt, or make a major purchase. Educators does not represent either the third party or the member if the two enter into a transaction. With Major Mechanical Protection (MMP) from Educators Credit Union, you can protect yourself against the expense of future costly repairs. Additionally, your rate may be reduced by 0.25% rate if you enroll in autopay 3 View Conditions for Autopay Discount . Please be aware that you may lose certain benefits (e.g., favorable repayment options, loan forgiveness options, extended loan terms, etc.) Your email address will not be published. Vehicle advisors can offer leases on most makes and models up to three years old. Contact us at (262) 886-5900; (800) 236-5898; (414) 325-2500. You are now leaving Educators Credit Union’s website www.ecu.com. A decision is usually made immediately, or within 24 hours at the longest. No PMI (Private Mortgage Insurance) required. A Educators Credit Union Mortgage Advisor will follow up to answer your questions.   Site Map. Federally insured by NCUA. With a Gulf Coast Educators FCU Teacher Mortgage Refi, you can refinance your home up to 95%, with no PMI required. United Educators Credit Union in Minnesota provides financial services to Minnesota's education community and their families through membership in the United Educators Foundation Looking to lower your current mortgage rate or reduce the term? Coverdell Education Savings Account (ESA). OECU reserves the right to terminate or modify offer at any time without prior notice. Keep an eye on rates via email. Additional requirements may apply. This alternate website is not operated by Educators Credit Union. Loans specifically for the needs of educators in Idaho. No matter how you apply, you are assigned a Mortgage Consultant who will guide you through the process and be your personal contact. We may be able to help! Thank you Kenneth, we are available to look at this together through Educators WeCU video banking or over the phone at 262.886.5900, Your email address will not be published. Educators does not represent either the third party or the member if the two enter into a transaction. Track your loan online. You are now leaving Educators Credit Union’s website www.ecu.com.   Phone: 651-264-0669  |  1-800-229-2848 Our Mortgage Advisors are only a phone call away if you need help. Visa® Credit Card. associated with your federal student loans by … © 2019 United Educators Credit Union. You do need to understand all that refinancing involves before you make that decision. I would like to refinance my rental property. Boat, RV, and Powersport. No other promotional discounts may be applied. Educational Systems Federal Credit Union does not make any guarantees or endorsements of products that may be available on the linked website. Boost your business with an Educators credit card. This offer does not automatically approve you for a GCEFCU auto loan. Retire your mortgage before you retire by reducing the term of your mortgage. Services … There are many factors that go into determining if a mortgage refinance would pay off for you: Those are the most common reasons — and the most financially sound, generally — to refinance. Restrictions may apply. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. Up to 95% financing. Applying is Easy! Sign up for Rate Watch. Membership eligibility required. College Ave offers Student Loan Refinancing for graduates. Frequently Asked Questions. The vehicle advisors can give you an accurate written or phone appraisal on the spot to help maximize your trade-in value. Here's what the lender is looking for and why. For specific payment and interest information, please contact us. |  Need Help? Educator. Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. Save my name, email, and website in this browser for the next time I comment. Home Equity/HELOC. Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur. Educators does not represent either the third party or the member if the two enter into a transaction. You are now leaving Educators Credit Union’s website www.ecu.com. One contact person. Call us at (325)944-4551 to speak with a loan officer. Federally insured by NCUA. Designed to assist members who work in the Education Community in purchasing their first home. Yes, you can! Educator Home Loan. Educators Credit Union will close at noon on Christmas Eve and be closed all day on Christmas. Apply for a CapEd Visa® credit card with a low introductory rate! See our lease specials or request a quote on a vehicle of your choice. Our first post! Is refinancing right for you? Rate Watch . Educational Systems Federal Credit Union does not own or operate the linked website and is not responsible for the content of the website. Refinancing is a popular move right now. Once your loan is approved, your Mortgage Consultant can show you how to check the status online. Existing Mortgage Resources . Trade-In Appraisals. Educators Credit Union is a financial cooperative. Welcome to Educators Credit Union! This alternate website is not operated by Educators Credit Union. Forgot Password? CHAMP. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Contact a Mortgage Consultant at (262) 886-5900 or (414) 325-2500 to discuss your specific situation. For members with an existing CapEd mortgage. We’re a credit union — with all of the services a big bank has to offer — plus added benefits simply for being a member. Mortgage Calculators. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Your rate is based on your credit score and the terms of your loan. When you buy or refinance a home, the property is used as collateral for the loan. Educators Credit Union offers flexible lease terms designed to meet your budget goal. Borrow up to $300,000. Financing available for new or used Boats, RVs, and Powersports. Lower your rate & monthly payment. Are Short Mortgage Loans Through a Credit Union... Will you switch the type of mortgage (from adjustable rate/ARM to a fixed or vice versa). The day you close staff takes time to celebrate these precious times term of loan! 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